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	<title>Preventing Foreclosure</title>
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		<title>The 3 Most Popular Ways to Stop Foreclosure in 2011</title>
		<link>http://preventingforeclosure.org/news/the-3-most-popular-ways-to-stop-foreclosure-in-2011/</link>
		<comments>http://preventingforeclosure.org/news/the-3-most-popular-ways-to-stop-foreclosure-in-2011/#comments</comments>
		<pubDate>Wed, 07 Sep 2011 06:00:29 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Loan modifications]]></category>
		<category><![CDATA[Self-help]]></category>
		<category><![CDATA[Short sales]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1426</guid>
		<description><![CDATA[Homeowners have pursued many different tactics over the years to help them stop a foreclosure. See what solutions have turned out to be the most popular in 2011 for homeowners trying to fight a foreclosure and in what regions of the United States they are most common. Get a glimpse of new tactics that have emerged and how they compare to the most common solutions. <a href="http://preventingforeclosure.org/news/the-3-most-popular-ways-to-stop-foreclosure-in-2011/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>60 Minutes Revisits the Foreclosure Fraud Scandal &#8211; How it Affects All Homeowners</title>
		<link>http://preventingforeclosure.org/news/60-minutes-revisits-the-foreclosure-fraud-scandal-how-it-affects-all-homeowners/</link>
		<comments>http://preventingforeclosure.org/news/60-minutes-revisits-the-foreclosure-fraud-scandal-how-it-affects-all-homeowners/#comments</comments>
		<pubDate>Tue, 09 Aug 2011 05:43:51 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bank fraud]]></category>
		<category><![CDATA[California]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1417</guid>
		<description><![CDATA[60 Minutes discusses the ramifications of the foreclosure and mortgage fraud that homeowners have been subjected to, detailing how this mess affects all homeowners, not just those being foreclosed on. The report provides a path to what could be a foreclosure defense tactic where a homeowner could challenge the legality of a foreclosure based on questionable documents. <a href="http://preventingforeclosure.org/news/60-minutes-revisits-the-foreclosure-fraud-scandal-how-it-affects-all-homeowners/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New California Short Sale Law Having Unintended Consequences</title>
		<link>http://preventingforeclosure.org/news/new-california-short-sale-law-having-unintended-consequences/</link>
		<comments>http://preventingforeclosure.org/news/new-california-short-sale-law-having-unintended-consequences/#comments</comments>
		<pubDate>Sun, 07 Aug 2011 07:44:06 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Short sales]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1408</guid>
		<description><![CDATA[Senate Bill 458 was enacted in July to provide relief from deficiency judgments filed for shortfalls on second liens. It is now becoming apparent though that there are loopholes in the bill and furthermore the bill creates incentives for banks not to participate in a short sale, which would completely sidestep the good intentions of SB 458. <a href="http://preventingforeclosure.org/news/new-california-short-sale-law-having-unintended-consequences/">Read More</a>]]></description>
		<wfw:commentRss>http://preventingforeclosure.org/news/new-california-short-sale-law-having-unintended-consequences/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Free Tool by HUD Helps Those Denied a Loan Modification</title>
		<link>http://preventingforeclosure.org/news/new-free-hud-tool-helps-fight-loan-modification-denial/</link>
		<comments>http://preventingforeclosure.org/news/new-free-hud-tool-helps-fight-loan-modification-denial/#comments</comments>
		<pubDate>Wed, 25 May 2011 06:25:32 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[HAMP]]></category>
		<category><![CDATA[Loan modifications]]></category>
		<category><![CDATA[Self-help]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1370</guid>
		<description><![CDATA[HUD and the U.S. Treasury Department have launched a new tool and calculator that allows homeowners to conduct a net present value (NPV) evaluation of their mortgage. This helps homeowners who have been denied a loan modification determine whether the denial is legitimate or unjust. The tool also helps homeowners who are applying for a loan modification by bringing transparency to the process. <a href="http://preventingforeclosure.org/news/new-free-hud-tool-helps-fight-loan-modification-denial/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>A How to Video Guide &#8211; 3 Steps to Stopping Foreclosure</title>
		<link>http://preventingforeclosure.org/news/how-to-video-guide-3-steps-to-stopping-foreclosure/</link>
		<comments>http://preventingforeclosure.org/news/how-to-video-guide-3-steps-to-stopping-foreclosure/#comments</comments>
		<pubDate>Wed, 20 Apr 2011 09:19:33 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Loan modifications]]></category>
		<category><![CDATA[Self-help]]></category>
		<category><![CDATA[Short sales]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1364</guid>
		<description><![CDATA[This short video demonstrates how to use our quick 3 step guide that helps homeowners choose the right solution for stopping a foreclosure. <a href="http://preventingforeclosure.org/news/how-to-video-guide-3-steps-to-stopping-foreclosure/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Inside Job &#8211; An Analysis of Bank, Mortgage &amp; Financial Fraud</title>
		<link>http://preventingforeclosure.org/news/inside-job-bank-mortgage-financial-fraud/</link>
		<comments>http://preventingforeclosure.org/news/inside-job-bank-mortgage-financial-fraud/#comments</comments>
		<pubDate>Sat, 02 Apr 2011 19:10:09 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Bank fraud]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1334</guid>
		<description><![CDATA[Oscar-winning documentary "Inside Job" provides a detailed analysis of the fraud and corruption that led to the 2008 global financial crisis. The movie is now available online to watch for free. <a href="http://preventingforeclosure.org/news/inside-job-bank-mortgage-financial-fraud/">Read More</a>]]></description>
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		<slash:comments>1</slash:comments>
		</item>
		<item>
		<title>Faster Short Sales in California on Fannie Mae-Backed Mortgages</title>
		<link>http://preventingforeclosure.org/news/faster-short-sales-california-fannie-mae/</link>
		<comments>http://preventingforeclosure.org/news/faster-short-sales-california-fannie-mae/#comments</comments>
		<pubDate>Sat, 02 Apr 2011 08:07:13 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Short sales]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1329</guid>
		<description><![CDATA[The California Association of Realtors is partnering with Fannie Mae to take advantage of it's Short Sale Assistance Desk to speed up approvals on short sales. There are certain requirements the homeowner must meet, one of them being that the mortgage on the home must be owned by Fannie Mae. For convenience, Fannie Mae provides an online home loan lookup tool to check if a home loan is owned by them. <a href="http://preventingforeclosure.org/news/faster-short-sales-california-fannie-mae/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Short Sale Offer Rejected? Here&#8217;s Why</title>
		<link>http://preventingforeclosure.org/news/short-sale-offer-rejected-heres-why/</link>
		<comments>http://preventingforeclosure.org/news/short-sale-offer-rejected-heres-why/#comments</comments>
		<pubDate>Mon, 21 Mar 2011 07:07:18 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Short sales]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1321</guid>
		<description><![CDATA[Banks may stand to make more money from foreclosing on your home and profiting from your misery rather than working with you on approving a legitimate and reasonable short sale offer. <a href="http://preventingforeclosure.org/news/short-sale-offer-rejected-heres-why/">Read More</a>]]></description>
		<wfw:commentRss>http://preventingforeclosure.org/news/short-sale-offer-rejected-heres-why/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Delays, 10 Short Sales Tips for Your Real Estate Agent</title>
		<link>http://preventingforeclosure.org/news/avoid-delays-short-sales-tips-for-your-real-estate-agent/</link>
		<comments>http://preventingforeclosure.org/news/avoid-delays-short-sales-tips-for-your-real-estate-agent/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 05:23:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[California]]></category>
		<category><![CDATA[Short sales]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1317</guid>
		<description><![CDATA[It is in a homeowner's best interest to monitor the progress of their real estate agent helping with a short sale. Typically, in California, it takes 60 days for a lender to provide an approval on a short sale. That is not a quick response. Foreclosures are very time sensitive, and for those choosing a short sale to prevent a foreclosure it is extremely important to expedite the short sale process. Homeowners can avoid delays by following these tips to keep your agent on track. <a href="http://preventingforeclosure.org/news/avoid-delays-short-sales-tips-for-your-real-estate-agent/">Read More</a>]]></description>
		<wfw:commentRss>http://preventingforeclosure.org/news/avoid-delays-short-sales-tips-for-your-real-estate-agent/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Secrets of the Short Sale Process Revealed</title>
		<link>http://preventingforeclosure.org/news/secrets-of-the-short-sale-process/</link>
		<comments>http://preventingforeclosure.org/news/secrets-of-the-short-sale-process/#comments</comments>
		<pubDate>Thu, 10 Mar 2011 10:40:47 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Short sales]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=1310</guid>
		<description><![CDATA[There are six general steps in the short sale process. Typically reserved as "insider" knowledge for those professionals working in the real estate industry, we uncover the secrets of the process to help homeowners set realistic expectations. <a href="http://preventingforeclosure.org/news/secrets-of-the-short-sale-process/">Read More</a>]]></description>
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		<slash:comments>0</slash:comments>
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