Consumer Protection

Consumer protections are available even for those people who are behind on their debts and facing collection actions. These protections naturally extend to those homeowners who are facing foreclosure, which by definition means that they are delinquent on their home loans by being behind on the mortgage payments.

Fair Debt Collection Practices

Federal and California fair debt collection practices statutes (laws) promote reasonable, honest and fair debt collection practices by establishing enforceable standards of conduct for debt collection. U.S. Federal and California fair debt collection practices laws and statutes cover both the Fair Debt Collection Practices Act and the Rosenthal Fair Debt Collection Practices Act.

Did you know that you can even request creditors to stop harassing and contacting you? You can do so easily by sending a cease debt collection communication letter.

More Information

• Legal Challenges to Foreclosure
• Lawyers and Legal Assistance
• Laws that Protect You When Facing Foreclosure