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	<title>Preventing Foreclosure &#187; loan modification</title>
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		<title>How to Delay Foreclosure, Legal Tactics</title>
		<link>http://preventingforeclosure.org/2008/11/delaying-foreclosure-tactics/</link>
		<comments>http://preventingforeclosure.org/2008/11/delaying-foreclosure-tactics/#comments</comments>
		<pubDate>Wed, 26 Nov 2008 08:26:58 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Options to Foreclosing]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=226</guid>
		<description><![CDATA[Attempting to delay a foreclosure doesn&#8217;t mean you delay taking action.  You must act with urgency in order to get the most from each of these maneuvers.  The following list presents short-term solutions.  We also offer permanent options to avoid foreclosure on a separate list.

Call your Lender: You should contact your lender as soon as [...]]]></description>
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		<title>Worksheets, Tools &amp; Guides</title>
		<link>http://preventingforeclosure.org/2008/11/foreclosure-prevention-loan-modification-worksheets-guides/</link>
		<comments>http://preventingforeclosure.org/2008/11/foreclosure-prevention-loan-modification-worksheets-guides/#comments</comments>
		<pubDate>Mon, 17 Nov 2008 03:10:20 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Options to Foreclosing]]></category>
		<category><![CDATA[guide]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[tips]]></category>
		<category><![CDATA[worksheets]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=202</guid>
		<description><![CDATA[These worksheets, guides and sample documentation can assist homeowners with evaluating and in budgeting their personal finances, weighing their options and ultimately with finding a solution to their home ownership challenges, up to and including preventing a foreclosure.

Foreclosure Prevention Checklist  : A step-by-step process to prepare for and fight to save your home from [...]]]></description>
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		<title>Options when Facing Foreclosure</title>
		<link>http://preventingforeclosure.org/2008/11/options-when-facing-foreclosure/</link>
		<comments>http://preventingforeclosure.org/2008/11/options-when-facing-foreclosure/#comments</comments>
		<pubDate>Mon, 03 Nov 2008 08:29:02 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consequences of Foreclosure]]></category>
		<category><![CDATA[Options to Foreclosing]]></category>
		<category><![CDATA[Refinancing]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[FHASecure]]></category>
		<category><![CDATA[government assistance]]></category>
		<category><![CDATA[government insured]]></category>
		<category><![CDATA[guide]]></category>
		<category><![CDATA[HOPE for Homeowners]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[taxes]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=102</guid>
		<description><![CDATA[If you are facing foreclosure, don’t feel that your fate is locked in to losing your home.  There are options which can help you save your home, but you must act quickly as most of them are time sensitive.
The best option for you depends on your specific situation.  For example, a repayment plan may be [...]]]></description>
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		<title>What You Should Know About Loan Modifications to Save Your Home</title>
		<link>http://preventingforeclosure.org/2008/10/how-to-modify-a-home-loan/</link>
		<comments>http://preventingforeclosure.org/2008/10/how-to-modify-a-home-loan/#comments</comments>
		<pubDate>Tue, 28 Oct 2008 04:37:11 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Options to Foreclosing]]></category>
		<category><![CDATA[guide]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=3</guid>
		<description><![CDATA[A loan modification can help a homeowner permanently change one or more of the terms on the mortgage to make the monthly payments more manageable.  This can include lowering the interest rate, increasing the term of the loan or adding missed payments to the loan balance.
The loan modification process is not easy, involving persistent phone [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Lenders Can Help Struggling Homeowners</title>
		<link>http://preventingforeclosure.org/2008/10/lenders-can-help-struggling-homeowners/</link>
		<comments>http://preventingforeclosure.org/2008/10/lenders-can-help-struggling-homeowners/#comments</comments>
		<pubDate>Mon, 27 Oct 2008 22:23:54 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Options to Foreclosing]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[tips]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=21</guid>
		<description><![CDATA[For homeowners who find themselves struggling or unable to make their mortgage payments, there are several options that mortgage lenders can provide for temporary or long-term relief.  Each lender has specific solutions and not all options may be available, but the following can provide a starting point to a homeowner’s research.
For temporary problems:

Reinstatement: Generally, a [...]]]></description>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Bankruptcy Not the Best Solution to Avoiding Foreclosure</title>
		<link>http://preventingforeclosure.org/2008/10/bankruptcy-not-best-to-avoiding-foreclosure/</link>
		<comments>http://preventingforeclosure.org/2008/10/bankruptcy-not-best-to-avoiding-foreclosure/#comments</comments>
		<pubDate>Sun, 26 Oct 2008 21:07:30 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Options to Foreclosing]]></category>
		<category><![CDATA[bankruptcy]]></category>
		<category><![CDATA[loan modification]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=31</guid>
		<description><![CDATA[Adapted from an Associated Press article by Alan Zibel:
Most people trying to stave off a foreclosure are better off trying to negotiate changes in their loan rather than filing for bankruptcy.
For homeowners who have found themselves struggling to keep up with their mortgage payments after an increase in their rate or a change in their [...]]]></description>
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		</item>
		<item>
		<title>Tax Implications of Foreclosure</title>
		<link>http://preventingforeclosure.org/2008/10/home-foreclosure-tax-implications/</link>
		<comments>http://preventingforeclosure.org/2008/10/home-foreclosure-tax-implications/#comments</comments>
		<pubDate>Wed, 22 Oct 2008 08:20:43 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Consequences of Foreclosure]]></category>
		<category><![CDATA[IRS]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[taxes]]></category>

		<guid isPermaLink="false">http://preventingforeclosure.org/?p=29</guid>
		<description><![CDATA[After having your home foreclosed, you may wonder whether there is an IRS tax bill lurking in the aftermath waiting to add more misery to a series of unfortunate events.  The answer is somewhere between yes and no depending on whether the foreclosed home was your primary residence or not.
Foreclosure on a Primary Residence
The Mortgage [...]]]></description>
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